Secure Devices,
Protect Your EMI.

About Us

Welcome to Pay N Locker – Your Trusted Partner in Smart Device Management Solutions.

Pay N Locker is a leading Fintech solution provider dedicated to empowering mobile retailers and customers through a secure and automated Device Management and Payment Compliance System. We understand the challenges of the modern retail market, especially when it comes to offering smartphones on flexible payment plans. Our mission is to provide a seamless, digital-first platform that ensures payment security for retailers while offering convenience to customers.

What We Do: We specialize in advanced device-locking technology. When a customer purchases a smartphone on a subscription or installment plan, our Pay N Locker software is integrated into the device. This system acts as a digital bridge, ensuring that payments are made on time through automated reminders and a secure payment gateway. Our software helps retailers minimize risk and manage their collections efficiently.

Our Core Values:

• Automation: Our system is fully automated. Once a payment is successfully processed, the device status is updated instantly without manual intervention.
• Security: We prioritize the safety of every transaction. By integrating industry-leading payment gateways, we ensure that your financial data is always encrypted and protected.
• Transparency: We believe in building trust. From the moment of purchase to the final installment, our process is clear, fair, and reliable.
• Empowering Businesses: We help small and medium-scale mobile retailers grow by reducing the risk associated with EMI sales, allowing them to serve more customers with confidence.

Our Vision: To become the most reliable EMI locking and digital collection partner in the industry, driving financial inclusion and supporting the "Digital India" vision by making technology accessible and affordable for everyone.

Privacy Policy

Pay N Locker: Smart Device Management & Security Solutions

Effective Date: March 26, 2026

At Pay N Locker (Powered by DISHAREAI WELFARE FOUNDATION), we are committed to protecting the privacy of our users. This Privacy Policy outlines how we collect, use, and safeguard your information.

Information We Collect: To provide our services, we may collect Personal Information (Name, Phone, Email, Address), Device Information (Device ID, model, lock status), and Payment Information (processed via secure, third-party gateways). We do not store full card or bank details.

How We Use Your Information: We use this data to manage device security, send automated payment reminders, provide customer support, and comply with legal obligations.

Data Security: We implement industry-standard security measures, including SSL encryption. Your payment transactions are handled by RBI-authorized secure payment partners.

Third-Party Sharing: We do not sell or rent your information. Data is only shared with authorized payment gateways or law enforcement if required by law.

Cookies: Our website may use cookies to enhance user experience. You can choose to disable them in your browser settings.

Changes to This Policy: Any changes will be posted on this page with an updated effective date.

Contact Us: For any query, email us at dishareaif@gmail.com or call +91 9429694155

Terms & Conditions

(Legal agreement between you and the customer.)

Welcome to Pay N Locker (Powered by DISHAREAI WELFARE FOUNDATION). By using our services, you agree to the following terms:

• Locker Service Usage: Pay N Locker provides a smart device management and Locker software service for mobile security.
• Installment Compliance: The user agrees to pay all Monthly Installments (Subscription Fees) on time to keep the device active. Failure to do so will result in temporary device locking through our automated Locker system.
• Automatic Unlocking: Once the installment payment is successfully processed through our integrated payment gateway, the Locker will be disabled and the device will be unlocked automatically.
• User Responsibility: The user must not attempt to bypass, uninstall, or tamper with the Pay N Locker software. Any such attempt may lead to permanent device locking.
• Payments: All payments must be made through our official website or app using the provided secure payment gateway. We are not responsible for cash transactions made outside our platform.
• Jurisdiction: Any disputes arising from the use of our services will be subject to the jurisdiction of the courts in Nadia, West Bengal.

Contact Us

Get in Touch with Pay N Locker

We are dedicated to providing seamless Device Security and Payment Compliance solutions along with top-notch customer support. If you have any questions regarding our services, technical issues, or payment status, please feel free to reach out to us.

Shipping & Delivery Policy

At Pay N Locker, we provide digital software services and mobile security subscriptions.

Since all our products are digital, there is no physical shipping involved.

Delivery & Activation:

• Once the payment is successfully completed, your phone unlock or software subscription will be activated instantly.
• You will receive immediate confirmation of your transaction.

Shipping Charges:

There are no shipping charges as all our services are delivered digitally through our application.

Refund & Cancellation Policy

At Pay N Locker, we strive to ensure a smooth payment experience for our users. Our policy regarding refunds and cancellations is as follows:

• Refunds: If a customer is charged twice for the same Subscription/Service due to a technical error or network issue, the duplicate amount will be refunded in full.
• Refund Process: To request a refund for duplicate transactions, please email us at dishareaif@gmail.com with your Transaction ID and Device ID. Once verified, the refund will be initiated to the original payment source (Bank/Card/UPI) within 7-10 working days.
• Cancellations: Since our service provides Instant Digital Software Activation for device management, once a payment is successfully made and the service is activated, the payment cannot be cancelled or reversed.
• Service Disputes: In case of a successful payment where the device/software service remains inactive, our technical team will resolve the issue within 24-48 hours of reporting.